Frequently Asked Questions

I am looking to add equipment for my business. Should I choose leasing or financing?
This all depends on your financial status. If you are looking to depreciate the equipment, then financing may be right for you. If you would prefer to treat the payment as a tax deductible expense, then leasing may be the better option. Ultimately your accountant can tell you which is best for your business.

How much of a down payment is required?
This is entirely up to the customer. We normally require only the first and last payment in advance. This allows you to put the equipment to work for you before you make a large monetary commitment. The best part is that you do not give us a cent until you sign and return your documents. We will NEVER require any deposit to get you approved!

Will I need to provide additional collateral?
No. Unlike some banks who place a blanket lien on all of your equipment, all we hold is the asset you are financing with us.

Will I have to provide financial information?
We are currently provide application only financing up to $250,000.00. For these transactions all we need is a completed credit application. Often, the submission on two years of financial statements will yield a lower cost of money. Every situation is different. Please contact one of our sales people so that we can quickly evaluate your needs and what it will take to meet them.

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